FBI Warning: Massive Text Scam Could Empty Your Bank Account - Here's What to Know
The FBI has issued an urgent warning about a widespread text message scam targeting smartphone users across the United States. Over 10,000 new domains are being used to steal personal and financial information through fraudulent SMS messages.
FBI logo with Justice Department text
The scam primarily operates through fake toll payment alerts, claiming recipients must pay immediately to avoid penalties. Similar schemes involve fake delivery notifications appearing to be from FedEx or USPS. Victims are directed to fraudulent websites that capture credit card details and personal information.
Most Targeted Cities:
- Dallas, TX
- Atlanta, GA
- Los Angeles, CA
- Chicago, IL
- Orlando, FL
- Miami, FL
- San Antonio, TX
- Las Vegas, NV
- Houston, TX
- Denver, CO
- San Diego, CA
- Phoenix, AZ
- Seattle, WA
- Indianapolis, IN
- Boardman, OH
How to Identify Scam Texts:
- Incorrect grammar or formatting
- Suspicious domain names with extra hyphens or misspellings
- Urgent demands for immediate action
- Dollar signs placed after amounts instead of before
FBI and FTC Recommended Actions:
- Delete suspicious texts immediately
- Never click links or reply to unknown senders
- Forward suspicious texts to 7726 (SPAM)
- File complaints at www.ic3.gov
- Verify accounts through official websites only
- Monitor bank statements regularly
- Enable two-factor authentication
Security experts note that mobile-first attacks are increasing as smartphone users are more likely to click text message links than email links. The small screen size and touch navigation make it easier for scammers to deceive users.
Remember to verify unexpected messages through official channels and avoid making rushed decisions. Share this information with others to prevent them from becoming victims of these sophisticated scams.